There is nothing as such good, bad or best Medicare supplement plans it is all about an individual’s requirement for health care coverage and facilities and his or her capacity of spending money on Medicare supplement plans.
Instead of focusing and discussing about any particular Medicare supplement plan we are giving you detailed description of some of the most popular Medicare supplement plans.
An Overview of Medicare supplement plan A
It covers 100% co-insurance of part A of basic Medicare plan. It also covers 100% co-insurance of part B of basic medical plan along with complete cost of first three pins of blood. But it does not cover deductible of part A and excess charge of part B is also not included in this plan. It also does not cover foreign travel care, preventive care, vision care and Dental Care.
An Overview of Medicare supplement plan C
It was specifically designed to provide senior citizens a sense of security when it comes to health insurance.
It ensures the most basic coverage along with Part A coinsurance for extra additional Hospital costs. It also covers Medicare part B preventive care coinsurance along with the first three points of blood. It also provides skilled nursing care co-insurance along with specified foreign travel Healthcare emergency expenses.
An overview of Medicare supplement plan F
It covers the extra cost that goes beyond the coverage of basic Medicare plan. It is often considered as one of the most popular Medicare supplement plans currently available. Plan F offers the best coverage.
Even after the expiry of basic Medicare plan Medicare supplement Plan F provides coverage on Hospital stay for one complete year. It also covers nursing care and travel insurance. It is one of the two plans which covers the deductibles of both Medicare plans A and B.
But since this plan is the most extensive and complete statues of coverage it is also the most expensive policy available
An overview of Medicare supplement plan N
It is generally considered as a cheaper version of the most popular Medicare supplement plan F. It covers all the additional costs incurred but not covered by basic Medicare plan but at a much lower monthly premium.
It covers 100% coincidence of Medicare part A and B along with 100% party deductible it also provides 100% hospice coinsurance and emergency travel care.
But before buying any of the above mentioned plans it is important to do the necessary research and understand each plan as every other plan mentioned here covers different tailored benefits to suit different needs.